Why You Should Consult With an Auto Accident Lawyer
Under Florida's no-fault auto insurance law, the policy you have with your auto insurance covers the cost of injuries and property damage, unless the driver who caused the accident is uninsured. This is the reason why it's best to consult a car accident lawyer before giving an account in writing or recorded to the insurance company.
Written and oral statements could be used against you if your case goes to trial. A seasoned attorney in car accidents knows how to prepare and try a case to maximize the value.
Damages
There are two kinds of damages that victims may be awarded following an automobile accident. These are the economic and non-economic. Economic damages are quantifiable and measurable that can be easily established. These include medical bills, lost wages and vehicle repair costs. Non-economic damages, on the other hand, are much more difficult to quantify. They can be characterized by emotional distress, and loss of enjoyment of living.
auto accident attorneys palm coast for car accidents can assist victims receive the highest amount of amount of compensation. They can also lobbie to reach a fair settlement with the insurance company of the driver who was at fault. They can even bring the case to trial in the event that the insurance company refuses to pay full value.
A competent lawyer for car accidents will ensure that the victims are compensated for all their potential losses and expenses. They can do this by collecting as much evidence as they can at the scene of the accident. For instance, they can take pictures of the accident site and gather information from witnesses. This will ensure that the insurance company doesn't try to undervalue a claim, or dismiss it completely.
A lawyer who has been involved in a car accident can also assist victims in calculating their total expenses. This includes future and past medical treatment, and any costs related to taking care of their home or hiring a person to do cooking or household chores if the injury has made it impossible for the person injured to perform these tasks.
Medical bills
When you're involved in a car accident, medical bills can accumulate quickly. Even with no fault insurance or an injury lawsuit settlement the bills won't just disappear. You need to pay them now and not later.
There are two options to get your medical bills paid by your car insurance and your health insurance. The former is commonly known as Med Pay in New York, and it will cover your medical expenses after an auto accident, regardless of the person who is responsible for the accident. The latter is typically provided by the state (Medicare) or via an insurance company that is private.
Always visit the doctor if you are feeling unwell or if your injuries don't seem to be severe. An immediate evaluation can guarantee that all your injuries are identified and treated including any internal injuries. Additionally your visit can result in a medical report that can be essential in a lawsuit.
When these two options have been exhausted, you can use the at-fault driver's liability insurance if their policy will cover your damages. Remember, however, that you will have to pay your own deductible and copays first. In the end, you'll receive reimbursement for any accident-related expenses after an acceptable settlement has been reached with the at-fault party. This is why it's important to keep the track of all your expenses and any expenditures out of pocket.
Loss of wages
A serious car crash could result in lost wages. If you're not able to work due to injuries from an accident, it could be a stressful task to meet your daily financial obligations. You may need to rely on your own savings or borrow from family members until your case is settled. An experienced New York car accident attorney can evaluate your case and determine if you have a valid claim to recover loss of earnings.
In the event of a car crash the judge will award compensatory damages to reimburse you for the amount of money you would have earned had it not been for your injuries. Payroll, benefits and overtime are all included under the umbrella of "economic damages." The goal of this kind of compensation is to restore you to the financial position you had prior to the incident.
If you're not working due to an injury, a judge calculates how much you've lost by studying a letter sent by the plaintiff's employer that confirms their salary or hourly pay and how long they've been absent from work. Other relevant documentation can include paycheck stubs, bank statements, profit and loss reports as well as tax returns.
In addition, to the loss of income In addition to lost income, an attorney for auto accidents can pursue compensation for future lost earning potential. This is a complicated aspect of your losses that could be difficult to prove and will require the help of an expert witness.
Suffering and pain
A serious car accident may result in medical bills, property damage, and loss of income. You may also experience psychological and emotional trauma. The pain and suffering you experience can be very real and deserves to be compensated. A lawyer can help get you the compensation you're due.
A lawyer can help you navigate insurance companies. Insurance adjusters are motivated by their own financial interest and often attempt to deny or minimize your claim. A lawyer who has experience in car accidents will protect you from these tactics and negotiate a a fair settlement of your losses and injuries.
Note all expenses and damage to property that you incur as a result of the accident. Included in this are the cost of medical bills, estimates for repairs and receipts for items damaged. It's also important to capture photos of the scene of the accident and your injuries. You should not talk to anyone about the incident with the exception of police and medical professionals.
A lawyer can also help determine who is liable for the accident. New York is a state that employs "comparative negligence", which means that the amount you are awarded for damages will be reduced by the percentage of your responsibility. In certain cases the case, a corporation, city or state agency or the public sanitation company or transportation service could be the liable party.